Over years the number of accounts you have will likely be larger than can be easily managed manually or on a spreadsheet. Try Accounts and download as a demo for 31 days. You can enter your assets and liabilities (and past monthly values) and show changes over the years as well as your gross and net worth. Share Accounts can be updated as they change including Buy, Dividend, Sell, Split, MonthEnd and Other.

Download – Spreadsheets


  To Download – Find the Post Title desired below and click on it to open the post. Then look for the Download button on the page and click on it to download the spreadsheet. (Prior to Nov 1, 2019, the download button was on this page, but too many users where downloading many spreadsheets at a time, so the button has been removed.)

   Post Title – Click on the title to open the post.

Calculating TFSA and RRSP Totals at Retirement 

Canadian Marginal Tax Rates – 2014 

Canadian Marginal Tax Rates – 2016 

Canadian Marginal Tax Rates – 2017 

Canadian Marginal Tax Rates – 2018 

Canadian Marginal Tax Rates – 2019  NEW March 2019

Comparing an Annuity to a RRIF or a LIF  NEW September 2018

Determining the Elected Split-Pension Amount 

Determining Yearly Rates for Stock Prices and Dividends 

Easy to Use Budget Method and Spreadsheet  NEW September 2018

Estimating Canadian Income Taxes 

Estimating Capital Totals at Retirement 

Estimating How Much You Need In Retirement  MODIFIED March 2018

Estimating Savings Required for Retirement  NEW October 2018

Impact of Enhanced CPP on Take-Home Pay  NEW April 2019

Impact of Tax Credits on Average Tax Rate 

Life Expectancy and Survival Probability 

Loan and Mortgage Calculator 

Making a Yearly Budget 

Managing Expenses and Cash Flow 

Nortel Pension Settlement – Deferred Pension 

Nortel Pension Settlement Options – Annuity vs LIF 

RRIF Minimum Payout 

RRIF Minimum Payout – 2015 Rates 

RRIF Minimum Payout – 2015 versus Old Rates 

Setting TFSA and RRIF Withdrawals 

TFSA and RRSP – Providing a Fixed Retirement Income 

TFSA and RRSP – Providing a Fixed Retirement Income Using 2015 Rates 

TFSA or RRSP – Impact of Reinvesting the Tax Refund 

TFSA or RRSP – Impact of Reinvesting the Tax Refund Using 2015 Rates 

Understanding Your Canadian Sources Of Retirement Income 

Using Price Targets to Compare Stocks  NEW July 2019

Using Yearly Rates to Compare Stock Prices and Dividends 

When to Take the CPP – Spreadsheets 

  To Uninstall or Remove – Find the file that was downloaded and move it to the Trash.

  Prices – There is no charge for these spreadsheets. If they are redistributed, keep the copyright notice and the link to the post on the spreadsheet. Any reference and/or link to this website would be appreciated.

Helping to manage your finances